BorrowAware resources

Prepare before you apply.

Use these plain-language guides to organize the decision, compare the full cost and know which questions to ask.

Choose your next goal

Four focused readiness guides.

Mortgage readiness

Prepare for a mortgage before you apply

A practical mortgage readiness checklist for reviewing credit reports, setting a budget, organizing documents and comparing loan costs.

Read the guide →
Auto-loan readiness

Shop for an auto loan with the financing separated from the car

An auto-loan readiness checklist for setting a full-cost budget, reviewing credit reports, comparing financing and managing rate shopping.

Read the guide →
Credit-card readiness

Choose a credit card around how you will actually use it

A credit-card readiness checklist for comparing APRs, fees, grace periods and repayment plans before applying.

Read the guide →
Personal-loan readiness

Compare personal borrowing by total cost and fit

A personal-loan readiness checklist for comparing APR, fees, fixed or variable rates, repayment terms and alternatives.

Read the guide →

Your goal, your sequence

Build a free readiness plan.

Answer a few questions and get an educational action plan without an SSN or hard pull.

Check my readiness